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ELA Te Ayuda 2026

2026 MCS Classicare ELA Te Ayuda (HMO-POS)

Medicare Part B Premium reduction $1,212 annual ($101 monthly)

Benefits of this plan
Below you can see the summary of some of the benefits offered by the MCS Classicare ELA Te Ayuda (HMO-POS)

Te Paga Card $540 annual ($45 monthly)3

OTC/Te Paga Card1,2

Medicare Part B Premium Reduction $1,212 annual ($101 monthly)

Medicare Part B Premium reduction

Primary Physician $0 copay Specialists $0 copay

Visits to Physicians

0% of the total cost

Labs 4

16 One-Way annual (locations approved by the plan)

Transportation1,6

$500 annual in combined benefit for vision care and hearing services8

Eyewear 6
$500 annual in combined benefit for vision care and hearing services8
Hearing aids 4,6

$2,000 annual $0 copay

Comprenhensive Dental 4,6

Pest control, yard clean-up, hairstyling7, electricity, preventive home cleaning/disinfection, plumbing, locksmith and technology assistance. 12 visits per year (3 quarterly)

Home Assistance 1,3,6

$0 copay per encounter

Telemedicine

10 pills per month

ED Drugs

Nutritionist, Acupuncture, Therapeutic Massage and Foot Reflexology. 6 visits annual / $0 copay

Wellness Benefits

1.The Te Paga card allowance includes your monthly OTC allowance. Enrollees who meet the eligibility criteria for Special Supplemental Benefits for the Chronically Ill (SSBCI) may use the card to purchase both OTC items and additional eligible items and services. Eligible enrollees with chronic conditions, such as Chronic Hypertension, Cardiovascular Disorders, Diabetes Mellitus, Chronic Kidney Disease, Chronic and Disabling Mental Health Conditions, and other conditions not listed are eligible for the SSBCI program. Eligibility for the benefits described is not guaranteed solely based on the presence of a listed chronic condition. All applicable eligibility requirements must be met before the benefit is provided. For details, please contact us.

2. The benefit cannot be used for cash withdrawal nor purchase the following services or products: cosmetic procedures, hospital indemnity insurance, funeral planning and expenses, life insurance, alcohol, tobacco, cannabis products, broad membership programs inclusive of multiple unrelated services and discounts, and non-healthy food.

3. Unused amounts do not rollover to the next month or quarter. Approved by the Puerto Rico Health Insurance Administration.

4. Some services may require pre-authorization. Contact the plan for details.

6. Benefits may vary by plan. Call us or refer to your Evidence of Coverage available on our website www.mcsclassicare.com for benefit information, periodicity, limitations, and exclusions.

7. For hairstyling services (wash, cut and dry) you must visit participating establishments to receive these services. Contact the Home Assistance supplier for more details

8. The maximum benefit amount for eyewear and hearing aids is combined and includes coverage for repairs.

We are available for you!
We want to answer all your questions.

Metro Area 787.620.2528    Toll free 1.866.627.8181
For people with hearing disabilities (TTY) 1.866.627.8182

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