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ELA Coverage list 2027

2027 ELA Coverages

MCS Classicare has developed innovative health coverage designed to respond to the needs of Medicare beneficiaries receiving an employer contribution from the Government of Puerto Rico.

MCS Classicare Gobierno Ahorro (HMO-POS)

Includes compressive dental with $2,500 annually in restorative services / crowns / prosthodontics. Also, $500 annually combined benefits in hearing aids/eyewear. Additionally, includes transportation and home assistance.

Woman with a cup
Smiling couple sitting together

MCS Classicare ELA Sólido (HMO-POS)

You will have a Medicare Part B premium reduction of $1,212 ($101 monthly). Also, receive OTC and Eligible Items through the Te Paga Card with $2,400 annually ($200 monthly) and a Compressive Dental benefit with $2,500 annually in restorative services / crowns / prosthodontics. In addition, transportation and home assistance.

MCS Classicare ELA Crédito Rubí (HMO-POS)

Includes compressive dental with $3,500 annually in restorative services / crowns / prosthodontics. Also, receive OTC and Eligible Items through the Te Paga Card with $1,440 annual ($120 monthly) and benefits of eyewear with $800 annually. Additionally, includes benefits in hearing aids to $2,500 annually ($1,250 per ear).

Happy couple in a garden with plants
An elderly woman smiling tending to potted orchids on a table in a garden full of plants.

MCS Classicare ELA Enlace Acero (HMO-POS)

Includes compressive dental with $4,000 annually in restorative services / crowns / prosthodontics. Also, receive OTC and Eligible Items through the Te Paga card with $2,400 annually ($200 monthly) and $600 annually combined benefits in hearing aids/eyewear. Additionally, includes transportation and home assistance.

MCS Classicare ELA Te Ayuda (HMO-POS)

You will have a Medicare Part B premium reduction of $1,212 ($101 monthly), and OTC and Eligible Items through the Te Paga card with $720 annually ($60 monthly). Also, Compressive Dental includes $2,000 annually in restorative services / crowns / prosthodontics. Additionally, $500 annually in combined benefits in hearing aids/eyewear.

An elderly smiling couple sitting on a wooden garden swing, enjoying a cup of hot beverage while cheerfully talking, surrounded by plants and flowers.
An elderly smiling woman, with glasses and short gray hair, is sitting comfortably on a sofa while reading a book in a cozy, naturally lit setting.

MCS Classicare ELA Máximo (HMO-POS)

You will have a Medicare Part B premium reduction of $2,434.80 annually ($202.90 monthly). Also, $2,000 annually in comprehensive dental in restorative services / crowns / prosthodontics. Additionally, $500 annually in combined benefits in hearing aids/eyewear.

The Te Paga Debit Card includes your monthly OTC allowance. Enrollees who meet the eligibility criteria for Special Supplemental Benefits for the Chronically Ill (SSBCI) may use the same allowance for OTC items and other SSBCI-eligible items and services. Eligible enrollees with chronic conditions, such as Chronic Hypertension, Cardiovascular Disorders, Diabetes Mellitus, Chronic Kidney Disease, Chronic and Disabling Mental Health Conditions, and other conditions not listed may be eligible for the SSBCI program. Eligibility for the benefits described is not guaranteed solely based on the presence of a listed chronic condition. All applicable eligibility requirements must be met before the benefit is provided. The benefit cannot be used for cash withdrawal nor purchase the following services or products: cosmetic procedures, hospital indemnity insurance, funeral planning and expenses, life insurance, alcohol, tobacco, cannabis products that are illegal under State or Federal law, broad membership programs inclusive of multiple unrelated services and discounts, and non-healthy food. Benefits may vary by plan. Call us or refer to your Evidence of Coverage available on our website www.mcsclassicare.com for benefit information, periodicity, limitations, and exclusions. Access to the provider's network all over Puerto Rico. The service area for MCS Classicare ELA Sólido (HMO-POS) is available to beneficiaries residing in any of the 39 eligible municipalities. For details see the Evidence of Coverage or contact the plan.

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