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ELA Crédito Rubí 2027

2027 MCS Classicare ELA Crédito Rubí (HMO-POS)

Dental Comprehensive $3,500 annually Restorative services/Crowns /Prosthodontics

Benefits of this plan
Below you can see the summary of some of the benefits offered by the MCS Classicare ELA Crédito Rubí (HMO-POS)

OTC and Eligible Items through the Te Paga Card $1,440 annually ($120 monthly3), what you don't use is transferred to the next month.

OTC / Eligible Items1,2

Medicare Part B Premium Reduction $600 annually ($50 monthly)

Medicare Part B Premium reduction

Primary Physician $0 copay Specialists $0 copay

Visits to Physicians

0% of the total cost

Labs5

18 One-Way annually (locations approved by the plan)

Transportation1,6,8

$800 annually

Eyewear6

$2,500 annually ($1,250 per ear)

Hearing aids5,6

$3,500 annually $0 copay

Comprehensive Dental5,9

Pest control, yard clean-up, hairstyling, electricity, preventive home cleaning/disinfection, plumbing, locksmith and technology assistance. 12 visits per year (3 quarterly)

Home Assistance4,6,9

$0 copay per encounter

Telemedicine

12 pills per month

ED Drugs

$0 copay / 10 visits annually

Nutritionist

Acupuncture, Therapeutic Massage and Foot Reflexology 6 visits annual per service / $0 copay

Wellness Benefits

1. The Te Paga Debit Card includes your monthly OTC allowance. Enrollees who meet the eligibility criteria for Special Supplemental Benefits for the Chronically Ill (SSBCI) may use the same allowance for OTC items and other SSBCI-eligible items and services. Eligible enrollees with chronic conditions, such as Chronic Hypertension, Cardiovascular Disorders, Diabetes Mellitus, Chronic Kidney Disease, Chronic and Disabling Mental Health Conditions, and other conditions not listed may be eligible for the SSBCI program. Eligibility for the benefits described is not guaranteed solely based on the presence of a listed chronic condition. All applicable eligibility requirements must be met before the benefit is provided. For details, please contact us.

2. The benefit cannot be used for cash withdrawal nor purchase the following services or products: cosmetic procedures, hospital indemnity insurance, funeral planning and expenses, life insurance, alcohol, tobacco, cannabis products that are illegal under State or Federal law, broad membership programs inclusive of multiple unrelated services and discounts, and non-healthy food.

3. Unused allowances rollover within the plan year.

4. Unused amounts do not rollover to the next month or quarter as applicable.

5. Some services may require prior authorization. Contact the plan for details.

6. Home Assistance: Only simple repairs and basic services apply, according to the evaluation performed by the service supplier. Hairstyling: You must visit participating establishments to receive these services. Contact the Home Assistance supplier for more details.

7. Benefits may vary by plan. Call us or refer to your Evidence of Coverage available on our website www.mcsclassicare.com for benefit information, periodicity, limitations, and exclusions.

8. Transportation to plan-approved locations through contracted suppliers.

9. Comprehensive dental benefit periodicity varies depending on the service. Limitations and prior authorization apply.

10. Eyewear and hearing aids share a combined allowance. Choosing to use one benefit will reduce or eliminate the amount available for the other benefit, including repairs.

We are available for you!
We want to answer all your questions.

Metro Area 787.620.2528    Toll free 1.866.627.8181
For people with hearing disabilities (TTY) 1.866.627.8182

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