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ELA coverage list 2026

2026 ELA Coverages

MCS Classicare has developed innovative health coverage designed to respond to the needs of Medicare beneficiaries receiving an employer contribution from the Government of Puerto Rico.

MCS Classicare Gobierno Ahorro (HMO-POS)

Includes compressive dental to $2,500 annual in restorative services/crowns/prosthodontics. Also, $500 annual combined benefits in hearing aids/eyewear. Additional includes transportation and home assistance.

Woman with a cup
Smiling couple sitting together

MCS Classicare ELA Sólido (HMO-POS)

You will to Medicare Part B premium reduction of $1,212 ($101 monthly). Also, to the Te Paga card with $1,440 ($120 monthly) and additional Compressive Dental to $2,500 in restorative services/crowns/prosthodontics and additional, transportation and home assistance.

MCS Classicare ELA Crédito Rubí (HMO-POS)

Includes compressive dental to $3,500 annual in restorative services/crowns/prosthodontics. Also, on Te Paga card with $1,260 annual ($105 monthly) and benefits of eyewear to $800 annual. Additional includes benefits in hearing aids to $2,500 annual ($1,250 per ear).

Happy couple in a garden with plants
An elderly woman smiling tending to potted orchids on a table in a garden full of plants.

MCS Classicare ELA Enlace Acero (HMO-POS)

Includes compressive dental to $4,000 annual in restorative services/crowns/prosthodontics. Also, on Te Paga card with $1,980 annual ($165 monthly) and $600 annual combined benefits in hearing aids/eyewear. Additional includes transportation and home assistance.

MCS Classicare ELA Te Ayuda (HMO-POS)

You will to Medicare Part B premium reduction of $1,212 ($101 monthly), and the Te Paga card with $540 ($45 monthly). Also, includes Compressive Dental with $2,000 annual in restorative services/crowns/prosthodontics. Additional $500 in combined benefits in hearing aids/eyewear.

An elderly smiling couple sitting on a wooden garden swing, enjoying a cup of hot beverage while cheerfully talking, surrounded by plants and flowers.
An elderly smiling woman, with glasses and short gray hair, is sitting comfortably on a sofa while reading a book in a cozy, naturally lit setting.

MCS Classicare ELA Máximo (HMO-POS)

You will to Medicare Part B premium reduction of $2,096.40 ($174.70 monthly). Also, $2,000 annual in comprehensive dental in restorative/services/crowns/prosthodontics. Additional, $500 annual in combined benefits in hearing aids/eyewear.

Benefits may vary by plan. Call us or refer to your Evidence of Coverage available on our website www.mcsclassicare.com for benefit information, periodicity, limitations, and exclusions. The Te Paga card allowance includes your monthly OTC allowance. Enrollees who meet the eligibility criteria for Special Supplemental Benefits for the Chronically Ill (SSBCI) may use the card to purchase both OTC items and additional eligible items and services. Te Paga Card, Transportation for non-medical needs, Home Assistance. Eligible enrollees with chronic conditions, such as Chronic Hypertension, Cardiovascular Disorders, Diabetes Mellitus, Chronic Kidney Disease, Chronic and Disabling Mental Health Conditions, and other conditions not listed are eligible for the SSBCI program. Eligibility for the benefits described is not guaranteed solely based on the presence of a listed chronic condition. All applicable eligibility requirements must be met before the benefit is provided. For details, please contact us. Unused amounts do not rollover to the next month or quarter. The maximum benefit amount for eyewear and hearing aids is combined and includes coverage for repairs.

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