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Cubiertas-Individuales-MCS-Classicare-Estrella-2026

2026 MCS Classicare Estrella (HMO)

MCS Classicare Te Paga Card $300 annual ($25 monthly)

Benefits of this plan
Below you can see the details of the benefits offered by the cover MCS Classicare Estrella10

MCS Classicare Te Paga $300 annual ($25 monthly)3

OTC/Te Paga Card 1,2

Medicare Part B Premium Reduction $840 annual ($70 monthly)

Medicare Part B Premium Reduction

$0 copay Primary Physician and Specialists

Visits to Physicians 4

0% Special Network / 20% General Network

Labs and X-rays 4

$600 annual in combined benefit for vision care and hearing services

Eyewear 6

$600 annual in combined benefit for vision care and hearing services

Hearing aids 4,6

$2,700 annual 0% coinsurance

Comprenhensive Dental

26 One-Way trips annual (locations places approved by the plan)

Transportation 8

Pest control, yard clean-up, hairstyling7, electricity, preventive home cleaning/disinfection, plumbing, locksmith and technology assistance. 16 visits per year (4 quarterly)

Home Assistance 8,9

Not covered

Home Care Support

Not covered

In Home Foot Care

1 box quarterly

Healthy Food Box3

$0 copay per encounter

Telemedicine

7 pills per month

ED Drugs

Nutritionist, Acupuncture, Therapeutic Massage, Foot Reflexology 6 visits annual / $0 copay

Wellness Benefits

1. The Te Paga card allowance includes your monthly OTC allowance. Enrollees who meet the eligibility criteria for Special Supplemental Benefits for the Chronically Ill (SSBCI) may use the card to purchase both OTC items and additional eligible items and services. Te Paga Card, Healthy Food Box, Transportation for non-medical needs, Home Assistance. Eligible enrollees with chronic conditions, such as Chronic Hypertension, Cardiovascular Disorders, Diabetes Mellitus, Chronic Kidney Disease, Chronic and Disabling Mental Health Conditions, and other conditions not listed are eligible for the SSBCI program. Eligibility for the benefits described is not guaranteed solely based on the presence of a listed chronic condition. All applicable eligibility requirements must be met before the benefit is provided. For details, please contact us.

2. The benefit cannot be used for cash withdrawal nor purchase the following services or products: cosmetic procedures, hospital indemnity insurance, funeral planning and expenses, life insurance, alcohol, tobacco, cannabis products, broad membership programs inclusive of multiple unrelated services and discounts, and non-healthy food.

3.Unused amounts do not rollover to the next month or quarter, as applicable.

4. Some services may require pre-authorization. Contact the plan for details.

6. The maximum benefit amount for vision items and hearing aids is combined and includes coverage repairs.

7. For hairstyling services you must visit participating establishments to receive these services. Contact the Home Assistance supplier for more details

8. Benefits may vary by plan. Call us or refer to your Evidence of Coverage available on our website www.mcsclassicare.com for benefit information, periodicity, limitations, and exclusions.

9. Only simple repairs and basic services apply, according to the assessment made by the service provider.

10. Access to the provider's network all over Puerto Rico. The service area for MCS Classicare Estrella (HMO) is available to beneficiaries residing in any of the 37 eligible municipalities. For details see the Evidence of Coverage or contact the plan. Service Area: Aguada / Aguadilla / Añasco / Arroyo / Camuy / Canóvanas / Carolina / Cataño / Corozal / Dorado / Fajardo / Florida / Guayama / Guaynabo / Gurabo / Humacao / Isabela / Juncos / Lajas / Las Piedras / Manatí / Moca / Patillas / Peñuelas / Ponce / Rincón / Rio Grande / San Juan / San Lorenzo / Toa Alta / Toa Baja / Trujillo Alto / Vega Alta / Vega Baja / Vieques / Villalba / Yauco.

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