Skip Ribbon Commands
Skip to main content
Platino coverages list 2026

2026 Platino Coverages

MCS Classicare has developed innovative health coverage designed to meet the needs of Medicare and Medicaid beneficiaries.



logo medicare platino
Smiling couple.

MCS Classicare Platino Total (HMO D-SNP)

Te Paga Card, $3,000 annual benefit ($250 monthly). For Comprehensive Dental, you have $1,200 per year for restorative services, crowns, and prosthodontics. In addition, the combined benefit for eyewear and hearing aids with $500 per year.

MCS Classicare Platino Progreso (HMO D-SNP)

Comprehensive Dental benefit with $4,500 per year for restorative services, crowns, and prosthodontics. In addition, the Te Paga Card with $1,032 per year ($86 monthly). We also cover transportation, labs, X-rays, visits to primary care physicians and specialists with $0 copay, and eyewear up to $1,000 per year.

Happy couple facing each other, enjoying nature.
Older couple smiling and looking at each other, enjoying nature.

MCS Classicare Platino Ideal (HMO D-SNP)

Te Paga Card, $960 annual benefit ($80 monthly). Reduction on the monthly Medicare Part B premium of $1,452 per year ($121 monthly). In addition, the Comprehensive Dental benefit with $3,500 per year for restorative services, crowns, and prosthodontics.

MCS Classicare Platino Máximo (HMO D-SNP) (Region 1)

You will have available on the Te Paga Card $2,400 per year ($200 monthly), and a reduction on the monthly Medicare Part B premium of $960 per year ($80 monthly). Also, the Comprehensive Dental benefit with $1,200 per year for restorative services, crowns, and prosthodontics. Additionally, the combined benefit for hearing aids and eyewear with $500 per year, and access to the provider network throughout the island. The service area is available to beneficiaries residing in any of the 13 eligible municipalities.

Senior couple walking barefoot on the beach.
Smiling senior couple enjoying at the beach

MCS Classicare Platino Máximo (HMO D-SNP) (Region 2)

You will have available on the Te Paga Card $1,740 per year ($145 monthly), and a reduction on the monthly Medicare Part B premium of $960 per year ($80 monthly). Also, for Comprehensive Dental, $1,200 per year for restorative services, crowns, and prosthodontics. Additionally, the combined benefit for hearing aids and eyewear with $500 per year, and access to the provider network throughout the island. The service area is available to beneficiaries residing in any of the 21 eligible municipalities.

MCS Classicare Platino Máximo (HMO D-SNP) (Region 3)

You will have available on the Te Paga Card $1,260 per year ($105 monthly), and a reduction on the monthly Medicare Part B premium of $960 per year ($80 monthly). Also, for Comprehensive Dental, $1,200 per year for restorative services, crowns, and prosthodontics. Additionally, the combined benefit for hearing aids and eyewear with $500 per year, and access to the provider network throughout the island. The service area is available to beneficiaries residing in any of the 44 eligible municipalities.

Happy couple embracing outdoors
Older man smiling with a box of fresh food, fruits, and vegetables.

MCS Classicare Platino 185 (HMO D-SNP) (New)

Includes reduction on the monthly Medicare Part B premium of $2,220 per year ($185 monthly) and the new benefit of the Healthy Food Box (1 quarterly box). We also offer you a $0 copay on primary care physician visits, specialists, hospitals, and emergency rooms. It also includes labs, X-rays, and transportation.

MCS Classicare Platino Superior (HMO D-SNP) (New) - Regional

Comprehensive Dental benefit with $4,000 per year for restorative services, crowns, and prosthodontics. Also, the Te Paga Card with $1,080 per year ($90 monthly). Additionally, the combined benefit for hearing aids and eyewear with $600 per year, and access to the provider network throughout the island. The service area is available to beneficiaries residing in any of the 37 eligible municipalities.

Smiling senior couple embracing each other
Benefits may vary by plan. Call us or refer to your Evidence of Coverage available on our website www.mcsclassicare.com for benefit information, periodicity, limitations, and exclusions. The Te Paga card allowance includes your monthly OTC allowance. Enrollees who meet the eligibility criteria for Special Supplemental Benefits for the Chronically Ill (SSBCI) may use the card to purchase both OTC items and additional eligible items and services. Te Paga Card and Healthy Food Box: Eligible enrollees with chronic conditions, such as Chronic Hypertension, Cardiovascular Disorders, Diabetes Mellitus, Chronic Kidney Disease, Chronic and Disabling Mental Health Conditions, and other conditions not listed are eligible for the SSBCI program. Eligibility for the benefits described is not guaranteed solely based on the presence of a listed chronic condition. All applicable eligibility requirements must be met before the benefit is provided. For details, please contact us. The Te Paga Card for MCS Classicare Platino Ideal (HMO D-SNP) and Platino Superior (HMO D-SNP): unused amounts do not rollover to the next month. The maximum benefit amount for eyewear and hearing aids is combined and includes coverage for repairs.
Social