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ELA Coverage list 2025

2025 ELA Coverages

MCS Classicare has developed innovative health coverage designed to respond to the needs of Medicare beneficiaries receiving an employer contribution from the Government of Puerto Rico.

COUPLE HAVING COFFEE

MCS Classicare ELA Enlace Acero (HMO-POS)

Includes compressive dental to $4,500 annual in restorative services/crowns/prosthodontics. Also, on Te Paga card with $1,980 annual ($165 monthly) and $900 annual combined benefits in hearing aids/eyewear. Additional includes transportation and home assistance.

MCS Classicare Gobierno Ahorro (HMO-POS)

Includes compressive dental to $2,500 annual in restorative services/crowns/prosthodontics. Also, on Te Paga card with $600 annual ($50 monthly) and $800 annual combined benefits in hearing aids/eyewear. Additional includes transportation and home assistance.

WOMEN PLAYING JENGA
COUPLE ON THE BEACH WALKING

MCS Classicare ELA Te Ayuda (HMO-POS)

You will to Medicare Part B premium reduction of $1,212 ($101 monthly), and the Te Paga card with $780 ($65 monthly). Also, includes Compressive Dental with $3,000 annual in restorative services/crowns/prosthodontics. Additional $700 in combined benefits in hearing aids/eyewear.

MCS Classicare ELA Crédito Rubí (HMO-POS)

Includes compressive dental to $3,500 annual in restorative services/crowns/prosthodontics. Also, on Te Paga card with $1,260 annual ($105 monthly) and benefits of eyewear to $800 annual. Additional includes benefits in hearing aids to $2,500 annual ($1,250 per ear).

OLDER ADULTS RUNNING BICYCLES
ELDERLY MAN READING

MCS Classicare ELA Máximo (HMO-POS)

You will to Medicare Part B premium reduction of $2,096.40 ($174.70 monthly). Also, $2,000 annual in comprehensive dental in restorative/services/crowns/prosthodontics. Additional, $800 annual in combined benefits in hearing aids/eyewear.

MCS Classicare ELA Sólido (HMO-POS)

You will to Medicare Part B premium reduction of $1,212 ($101 monthly). Also, to the Te Paga card with $1,440 ($120 monthly) and additional Compressive Dental to $2,500 in restorative services/crowns/prosthodontics and additional, transportation and home assistance.

ADULT COUPLE MAY EMBRACE

MCS Classicare is an HMO plan with a Medicare contract. Enrollment in MCS Classicare depends on contract renewal. For the Te Paga Card: The benefits mentioned are a part of special supplemental program for members with chronic diseases. Members must meet all benefit’s eligibility criteria. The benefit cannot be used for cash withdrawal and to buy alcohol beverages nor tobacco, or its derivatives. Transportation to plan-approved locations through contracted suppliers. Home Assistance: Only simple repairs and basic services apply, according to the evaluation performed by the service supplier. Services are limited to 12 visits per year, 3 quarterly. Unused amounts do not rollover to the next quarter. Access to the provider's network all over Puerto Rico. The service area for MCS Classicare ELA Solido includes 39 municipalities. For details see the Evidence of Coverage or contact the plan. Approved by the Puerto Rico Health Insurance Administration.

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